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Watch Out for Predatory Tax Liens on Your Family Home

Predatory Tax Liens To Be Aware Of As our parents and other loved ones age, they may need a little more attention from us. Parents, grandparents, aunts, and uncles, or even neighbors who are aging may want to be seen as strong and independent. Often, however, their abilities to take care of household and financial…

Planning for Charitable Giving

Estate Planning for a Charitable Giving January 1 wipes the slate clean for your tax-deductible charitable contributions. That might be a good time to reassess your approach to donating to charities. Most of us respond to some of the appeals which come through various avenues such as unsolicited phone calls, campaigns at work, or church-related…

Retirement Planning Reality Check

The National Institute on Retirement Security (NIRS) states that American workers have not set aside nearly enough for retirement planning to the tune of trillions of dollars. Why? Well as the old adage goes, “Failing to plan is as good as planning to fail.” One of the first pitfalls in retirement planning is giving up…

What Happens to an Indigent Person After Death?

There are so many people in our midst who are considered indigent. We see them on street corners, in parks, and where homeless people congregate. We may wonder how they get by from day to day. But do you ever wonder what happens when an indigent person dies? Cities, counties, and states have processes in…

How to Raise Responsible Kids – Part 4

Welcome back to the fourth and final article in our series on How to Raise Responsible Kids. You can read part 1, where we defined what responsibility means, and part 2, where we shared the first step to raising kids who are responsible with money, and part 3 where we shared how to raise kids…

How to Raise Responsible Kids – Part 3

Welcome back to the third article in our series on How to Raise Responsible Kids. You can read part 1, where we defined what responsibility means [Part 1], and part 2, where we shared the first step to raising kids who are responsible with money [Part 2]. Guide to Raising Responsible Kids Part 3 Today,…

How to Raise Responsible Kids – Part 2

Welcome back to the second article in our series on How to Raise Responsible Kids. You can read part 1, where we defined what responsibility means Part 1. Guide to Raising Responsible Kids In short, responsibility means your children are “able to be trusted to do what is right.” So let’s look at what that…

How to Raise Responsible Kids – Part 1

The Guide to Raising Responsible Kids My guess is that if we did a poll of every parent we know and asked them what they most want for their kids, what we would find at the core is that we all want to raise responsible kids. We may each have a different definition of what…

A Gift to Your Family and the Environment: Green Burial

The practice of burying our dead in the ground has been traced back over 100,000 years ago. For the vast majority of that history, those burials have been green. In fact, the practice of embalming, one of the most environmentally harmful aspects of modern American burial, didn’t begin until the Civil War – in an…

What Happens if You Die Without a Will?

Most people know they need a will. And many of them fully intend on writing a will … someday. But life is busy and the will keeps getting put off. Eventually, someday becomes never. In fact, nearly half of American adults will die without a will in place. So what happens if you die without…

Digital Life After Death

Have you ever thought about what happens to your social media accounts after you die? According to the Pew Research Center, 74 percent of Internet users maintain a social media presence using websites like Facebook, LinkedIn, Instagram, and Twitter. The far majority of those use Facebook. What Happens to Your Digital Accounts After Death? Who…

Saving for College: Where and How to Do It

If it’s important to you that your children attend college, the time to start saving is now, no matter how young or old they are; the question for you to ask is where to place your savings. How to Successfully Save for Your Child’s College Education If you start saving early in your child’s life,…

Landmark Supreme Court Ruling on Same-Sex Marriage Will Have Monumental Effects

In June, the United States Supreme Court issued its decision in Obergefell v. Hodges, a highly publicized case upholding the rights of same-sex couples to marry. This decision has widespread implications in various areas, many of which have not been anticipated in mainstream media coverage. Background on Same-Sex Legality  Most of the plaintiffs were same-sex…

What Is a Trust?

Most everyone needs a trust, and most folks don’t know it. Why You Need Trust A trust will save you thousands and thousands of dollars. But what is it? A trust is a legal creation set up to benefit someone or something. For example, some people set up trusts to benefit their children, their grandchildren,…

Consider Your Estate Plan Before Your Holiday Travel

Dear Friends, It’s holiday season when travel is the busiest and careful planning is necessary to nab the best airfare or book that awesome hotel before it slips away. One thing that is probably not on your holiday travel to-do list is estate planning, but it should be so you can travel with peace of…

What You Must Pay Attention to At Your Next Home Sale Closing

The Home Sale Closing Process A home sale closing is the end of the process of buying a home. It is the point at which the seller gets paid and the buyer receives title to the property. In addition to the seller and buyer, the parties present at a closing are usually the following: the…

Could an AMBER Alert save your child?

Protecting Your Child As a parent, your number one job is to keep your children safe, and that’s not always easy. In our imperfect world, there is no shortage of potential dangers to innocent children. One of a parent’s worst nightmares is the thought of child abduction or receiving an AMBER Alert. We hear stories…

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